1. Create a newline-separated list of active customers
| Customer | Plan | MRR | Signup Date | Churn Date |
| Acme Corp | Pro | 500 | 2023-01-15 | |
| Beta LLC | Basic | 200 | 2023-02-20 | 2023-08-01 |
| Gamma Inc | Enterprise | 1200 | 2022-11-05 |
=TEXTJOIN(CHAR(10),TRUE,IF(Billing!E2:E4="",Billing!A2:A4,""))Result: Acme Corp Gamma Inc
The IF test keeps only rows where the Churn Date column is blank, meaning the subscription is still active. TEXTJOIN then concatenates the filtered Customer names, inserting CHAR(10) – the line-break character – between each name. The result is a two-line string listing the active customers.